Helping you retrieve what's rightfully yours

Why we do what we do...

It happens every day...

Life insurance is purchased for a variety of important financial reasons, but policy holders often fail to
inform the beneficiaries of the policy’s existence. As a result, many policies go unclaimed based on long
periods of inactivity or lack of awareness. Insurance companies would like to distribute what is rightfully
due, but the responsibility to claim benefits lies with the policy beneficiaries.
Who is eligible to submit requests?
The following is the official explanation:
Representatives of decedent's estate (executor, administrator or small estate administrator) or surviving spouse; If no estate representative has been appointed (and one is not expected to be appointed) and there is no surviving spouse, then a child of the decedent may submit a request; If there is no estate representative, surviving spouse or child, then the decedent's closest living relative or another person with a close family or personal relationship to the decedent may submit a request; provided that in the latter situation such person has a good faith belief that he or she has an interest in a life insurance policy on the decedent and such person would be considered a person whom the decedent would be reasonably expected to designate as a
beneficiary of a policy (the person would be "the natural object of the decedent's bounty").

In short, the person appointed by the deceased, a family member, an extended family member, or a close friend or relative that can in some way demonstrate that the decedent would have wished them to be the executor or beneficiary of the estate.

Thank you for visiting us. If you think you might be in need of assistance, don't hesitate to contact us for free consultation.
Please visit our other site at www.equitrace.com.
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